HOW CHOOSE A MORTGAGE?


One of the most difficult aspects of organising a mortgage is sorting through the four thousand mortgage packages currently available.

However it's not as bad as it sounds because these are really just variations on a few types of mortgage.

To simplify things, we suggest you start by deciding which type of mortgage you want.

The best way to do this could be by deciding which types of mortgages you definitely don't want.

This process of elimination will help you draw up a shortlist of mortgages that you will bother considering.

You can then look for a good mortgage lender who's offering the type you want. (You can read more about Types of mortgages now or later)

While it's quite possible for you to work it all out for yourself you may find it easier to ask an Independent Financial Adviser (IFA), or a mortgage broker, to advise you on the best type of mortgage for your needs.

HOW CHOOSE A MORTGAGE?
    Comparing Mortgages
    Good vs Bad Lenders
    Mortgage buying tips