Need a Mortgage broker

You don't need one, but they can prove to be extremely useful. The market is so competitive that there is a bewildering array of deals available and news offers arrive all the time. A broker can lead you through the mortgage maze. They advise on the best mortgage for you and help you handle the paperwork. And you don't always have to pick up the bill for their services.

Some brokers charge you a fee as well as getting a sales commission from the company which gives you your mortgage but others rely entirely on commission and don't charge the mortgage applicant. Find out how a broker is paid before you make commitments with them.